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The First Time Homeowner Tax Credit of $8,000 has certainly helped the Dallas/Fort Worth real estate market. I’ve had first time clients buy in places like Frisco, McKinney, and Prosper. Would they have purchased without this incentive? Maybe. However, I can tell you that the incentive was a driving force behind them deciding to purchase now.
For other potential Metroplex home owners, one thing to keep in mind is that the inventory of existing homes has been dropping. What this means is that it is now less likely that you will find an “already built” home in October that meets all of your needs and that you can close on in November (to beat the December 1 deadline for the credit).
Your other option is to build a home from the ground up. Many builders in North Texas are offering some nice incentives on build jobs. North Texas Home Finders clients get additional incentives as well with many home builders. The time it takes to build a new home in the North Dallas and Ft. Worth suburbs varies from about 3-6 months in most cases. That means that if you want to build your own personal dream home, you better get started today!
Article by W. Cody Robinson, Owner/Buyer Specialist, North Texas Home Finders
Contact Cody at 972.365.0432 or Cody@NorthTexasHomeFinders.com
Get a Buyer Specialist and rest easy! The builder pays our service charge from their advertising budget which is built into every home they sell. Since these fees do not come out of the home construction budget, you cannot negotiate one penny of a better deal alone. We also work with preowned homes where the seller pays our fees! Visit www.northtexashomefinders.com for more information.
This week I thought I’d shine the spotlight on a great subdivision located in the community of Melissa, TX. Melissa is a growing suburb north of Dallas along the Interstate 75 corridor. Several builders have a presence in Melissa, including the nation’s largest, D.R. Horton.
Hunter’s Creek is a Horton community offering floorplans ranging from approximately 1,500 to 2,800 square feet. The community has a small town feel, but it’s only 5 minutes north of McKinney. For prices starting in the $130’s, you will be surprised to see features such as full brick exterior, full sod/sprinklers, 42″ cabinets, and oil rubbed bronze fixtures. There are corner lots available as well as home sites that back to mature trees.
Wondering about the schools? Melissa ISD features exemplary rated schools and is one of the up and coming districts in North Texas. The district has worked hard to earn it’s place among the other highly rated school districts in places like McKinney and Frisco.
Finally, a word about the salesperson at Hunter’s Creek. I can tell you from personal experience that Lara O’Keefe is as professional and homeowner friendly as they come. She knows her product, and she treats her customers the way new home owners deserve to be treated.
Here’s the bottom line. If you want to live within a reasonable distance to all the things North Dallas has to offer, but you want a country feel and an affordable lifestyle, then Hunter’s Creek in Melissa may be the right place for you. Feel free to email me at Cody@NorthTexasHomeFinders.com to find out more or to schedule a time to visit the community.
Article by W. Cody Robinson, Owner/Buyer Specialist, North Texas Home Finders
Contact Cody at 972.365.0432 or Cody@NorthTexasHomeFinders.com
Get a Buyer Specialist and rest easy! The builder pays our service charge from their advertising budget which is built into every home they sell. Since these fees do not come out of the home construction budget, you cannot negotiate one penny of a better deal alone. We also work with preowned homes where the seller pays our fees! Visit www.northtexashomefinders.com for more information.
Before you start your house hunting in earnest, the real estate profession with who you are working will likely “pre-qualify” you to determine a price range you can afford. This is a necessary part of the home buying process that helps save you time and money.
Don’t be shy or withhold information about your income or credit status. Your real estate professional isn’t trying to pry. Rather, he or she must know all details related to your ability to obtain a mortgage. By candidly discussing your financial situation, you’ll give the agent the information necessary to show you homes you can afford. If you don’t open up, you are placing the real estate professional in the role of a tour guide, not someone who can help you find a home within your budget. You’ll wind up wasting your time and that of the seller.
Once you have signed a contract to purchase a home, you must choose a lending institution or mortgage company from which to obtain your home loan. Your loan application will request financial data including your place of employment, assets, and liabilities (including recurring debts such as credit card bills and car payments).
Here are two important tips on loan qualification form the Robinson Team at North Texas Home Finders. 1. Do not borrow the down payment without disclosing the loan, submit fake letters-of-credit or gift letters, or make secret financial arrangements. 2. Accurately list your income and assets, all debts and the approximate amounts you owe.
You’ll most likely be charged a credit report fee by the lender, which will cover the cost of having your credit examined. Credit reporting agencies compile credit reports on consumers, including bill payment history, as well as whether you have been sued or filed for bankruptcy among other information.
Federal credit reporting laws do not give you the right to inspect the actual credit report at the reporting agency or to receive and exact duplicate of the report. But, you are entitled to a summary containing the sources of the reports information.
If you ability to obtain a mortgage is adversely affected by the credit report, you have the right to challenge its accuracy and seek corrections.
The credit report is part of the information the lender uses to determine if you qualify for a loan. It is not a mechanism to prevent you from buying. Remember, lenders want to make loans, not turn them down.
Article by Teresa Robinson, Owner/Buyer Specialist, North Texas Home Finders Contact Teresa at 972.335.0571 or Teresa@Northtexashomefinders.com and she can help you sell your home or find a new one!
Get a Buyer Specialist and rest easy! The builder pays our service charge from their advertising budget which is built into every home they sell. Since these fees do not come out of the home construction budget, you cannot negotiate one penny of a better deal alone. We also work with preowned homes where the seller pays our fees! Visit www.northtexashomefinders.com for more information.
Teresa Robinson is one of more than 400,000 members of the Real Estate BUYERS AGENT Council (REBAC) of the National Association of Realtors, who have attended the ABR, Accredited Buyer Representative, designation. As the world’s largest association of real estate professionals focusing specifically on representing the real estate buyer, REBAC is the”The Voice for Buyer Representation, ” with more than 44,000 active real estate professional members of the organization throughout the world.
Ho! Ho! Ho! If you are looking for that perfect gift for this Christmas, how about a new home in Dallas or the surrounding suburbs? This might be a bad home market in many parts of the country, but D/FW is doing just fine. Here are a few facts about the area that give those of us in this market a LOT to be thankful for!
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Article by W. Cody Robinson, Owner/Buyer Specialist, North Texas Home Finders
Contact Cody at 972.365.0432 or Cody@NorthTexasHomeFinders.com
Get a Buyer Specialist and rest easy! The builder pays our service charge from their advertising budget which is built into every home they sell. Since these fees do not come out of the home construction budget, you cannot negotiate one penny of a better deal alone. We also work with preowned homes where the seller pays our fees! Visit www.northtexashomefinders.com for more information.
Wow! Upgrades Galore!
1 story, 2045 sq ft
3 bedrooms, study, 2 baths
Covered patio with golf course view!
Located in the rolling hills of McKinney Greens. This home offers granite countertops, undermount sink, 42″ ash custom cabinets, ceramic tile in the extended entry, kitchen, breakfast, utility, and all baths. This home is a must see! We include a 1 year membership at the private Golf Club at McKinney with 18 hole course, 3 swimming pools, club house grill, and work out facility.
List $217,990
Discount $197,990 for North Texas Home Finders Clients!!
For more information on this wonderful home, contact a real estate professional at 972.335.0571.
Article by Teresa Robinson, Owner/Buyer Specialist, North Texas Home Finders
Get a Buyer Specialist and rest easy! The builder pays our service charge from their advertising budget which is built into every home they sell. Since these fees do not come out of the home construction budget, you cannot negotiate one penny of a better deal alone. We also work with preowned homes where the seller pays our fees! Visit www.northtexashomefinders.com for more information.
Beautiful Stone and Brick Elevation
2 story, 2796 sq ft
4 bedrooms(2 down), 3 baths
gameroom, media room
Located in the rolling hills of McKinney Greens, this new home has an impressive cathedral entry and formal dining room! It also offers granite countertops, undermount sink, ceramic tile in the entry, kitchen, breakfast, bathrooms, and utility room. We offer a 1 year membership at the private Golf Club at McKinney. It includes an 18 hole course, 3 pools, club house grill, and work out facility!
List $231,990
Discount $211,990 for North Texas Home Finders Clients!
For more information on this wonderful home, contact a real estate professional at 972.335.0571.
Article by Teresa Robinson, Owner/Buyer Specialist, North Texas Home Finders
Get a Buyer Specialist and rest easy! The builder pays our service charge from their advertising budget which is built into every home they sell. Since these fees do not come out of the home construction budget, you cannot negotiate one penny of a better deal alone. We also work with preowned homes where the seller pays our fees! Visit www.northtexashomefinders.com for more information.
There’s a hidden gem of a community in McKinney, TX called McKinney Greens. It’s a beautiful community that feeds to highly rated McKinney ISD. Here’s the best news of all: If you are considering moving soon, now is the perfect time to buy a new home in the area.
I stumbled across McKinney Greens some time ago, and I was immediately impressed. The community is surrounded by The Golf Club at McKinney and is located just east of US Highway 75. Two builders are active in the community at this time: D.R. Horton and Highland Homes. Highland, however, is closing out of the community. D.R. Horton may get another companion, but the timetable is unclear at this point. Since Highland is on the way out, let’s concentrate on what D.R. Horton is offering.
Floorplans offered at McKinney Greens range from 1,523 to 3,175 square feet. Prices start in the $170,000 – $180,000 range, which is incredible when you consider the location and included features. You can expect to see granite counters, ceramic tile, full sprinkler systems, and much more. Some of the plans include gamerooms and media rooms, 3 car garages, and golf course lots are available. Every new home purchase includes a one year membership to The Golf Club at McKinney.
Getting back to why NOW is the time to take advantage of opportunities in this neighborhood. D.R. Horton has a fiscal year end of September 30. It is a HUGE public company that must report numbers to shareholders. If you are in a position to close on a home in the next 45 days, this is the time to buy from this builder. Knowing things like this is what separates North Texas Home Finders from many Realtors out there. We are going to help you leverage all advantages to get the best deal.
If living in a golf course community appeals to you or someone you know, shoot me an email at Cody@NorthTexasHomeFinders.com. The savings you can get right now from such a quality builder are pretty incredible.
Article by W. Cody Robinson, Owner/Buyer Specialist, North Texas Home Finders
Contact Cody directly at 972-365-0432 or Cody@NorthTexasHomeFinders.com
Get a Buyer Specialist and rest easy! The builder pays our service charge from their advertising budget which is built into every home they sell. Since these fees do not come out of the home construction budget, you cannot negotiate one penny of a better deal alone. Visit www.northtexashomefinders.com for more information.
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